SERANG, Adrian ED. The Role of Digital Footprints in Determining the Creditworthiness and Sustainability of MSMEs: A Risk-Based Scoring Approach. Archipel: Journal of Indonesian Interdisciplinary Studies, [S. l.], v. 2, n. 2, p. 26–36, 2026. DOI: 10.65739/archipel.v2i2.89. Disponível em: https://ojsap.com/index.php/archipel/article/view/89. Acesso em: 31 oct. 2026.